Smart bonds platform for investors & issuers — X Bonds

Invest in fixed-income offers with clear terms, scheduled payouts and a simple portfolio dashboard. Issuers can list bonds to raise capital with transparent use-of-funds and documents.

Web app • Mobile friendly • KYC & Bank verification • Escrow & payouts

Secure & Verified

KYC, bank verification, encrypted transactions and clear audit trail.

Transparent Terms

Coupon schedule, tenure, prepayment and default terms are clearly shown before investment.

Portfolio & Reports

Investments dashboard, payout history, ROI calculator and downloadable tax reports.

Product details — X Bonds

X Bonds is a marketplace where issuers list bond offers (tenure, coupon, minimum investment, use of funds) and investors choose and track scheduled payouts.

Fees & Safety

Platform fee structure and escrow rules are defined clearly. Legal and compliance review is recommended before going live.

For Issuers

Issuers get a listing workflow, document upload (financials, term sheets), KYC/AML checks and investor communications tools.

Monthly Payout Calculator

Amortizing payments — equal monthly payments where each payment contains interest + principal (EMI-style). Table below shows the monthly breakdown.

Notes
Amortizing: payments are equal monthly amounts (EMI). Each payment contains an interest portion and a principal portion; balance reduces over time. Table shows the monthly breakdown for the full tenure.